Conventional
Flexible financing for primary homes, second homes, and investment properties.
Get started →Jacksonville home loans & investor financing
A mortgage strategy built around your next move.
Clear answers, responsive guidance, and financing options for homebuyers, homeowners, and real-estate investors across Florida.
George MateoMortgage Loan Originator · NMLS #885662
Financing for real life
Find the right loan for the property—and your plan.
Whether you are buying your first home, moving up, refinancing, or expanding a rental portfolio, we’ll help you understand the available paths.
FHA
Accessible down-payment options for qualified buyers, including first-time homeowners.
Get started →VA
Powerful home-financing benefits for eligible veterans, service members, and families.
Get started →Jumbo
Thoughtful financing strategies for homes above conforming loan limits.
Get started →Refinance
Explore whether a new loan could better fit your payment, term, or equity goals.
Get started →DSCR Investor Loans
Qualify an investment property primarily through its rental income—not personal income.
Get started →For real-estate investors
Let the property’s cash flow help qualify the deal.
DSCR loans focus primarily on expected rental income compared with the property’s housing expense, reducing reliance on traditional personal-income documentation.
- Rental-property purchases and refinances
- Options for eligible short- and long-term rentals
- A practical path for portfolio growth
How DSCR works
Monthly rental income
Monthly housing expense
Program requirements, ratios, rates, and eligibility vary by lender and borrower scenario.Monthly housing expense
Plan with confidence
Estimate your monthly principal and interest.
Use this quick estimate as a starting point, then contact George for a personalized review.
Estimated monthly payment$2,023Principal & interest only. Taxes, insurance, HOA dues, and other costs are excluded.
A direct choice, not a call center
Work with a mortgage professional who understands the whole deal.
George Mateo provides practical, one-on-one mortgage guidance for homebuyers and real-estate investors.
Apply with George →Ready when you are